Ankura
Subscribe

Social Media Links

AI That Works the Way Compliance Should

Ankura AI Analyst brings task-specific intelligence to every stage of financial crime compliance — automating the routine, sharpening the complex, and keeping your analysts focused on decisions that matter.

Request a Demo Explore Use Cases
Up to 85%
False Positive Reduction¹
50–95%
Faster Alert Resolution²
100%
Investigation Coverage (Quality Control (QC))
Client KPIs
Set & Tracked Per Engagement³

¹ False positive reduction varies by alert type, data quality, and institutional configuration. 85% reflects results in optimized transaction monitoring and sanctions screening deployments.

² Alert resolution improvement depends on case complexity. Simple, high-volume alerts (e.g. sanctions hits) may resolve 90–95% faster. Complex investigations with human judgment required typically see 50–60% efficiency gains.

³ Compliance rate targets (e.g. 99.7% documentation accuracy) and other KPIs are established and tracked per client engagement, reflecting each institution's specific risk appetite and regulatory requirements.

Ankura AI Analyst Advantage

Why Ankura AI Analyst

Purpose-built by compliance practitioners, powered by advanced AI to deliver unmatched precision, customization, and proven results.

Multi-Large Language Model (LLM) Orchestration

Ankura AI Analyst dynamically selects the best-fit model for each task — matching reasoning depth, speed, and cost to the job at hand. Independent LLMs then act as automated quality reviewers, cross-checking outputs to catch errors before they reach the analyst. No single model. No single point of failure.

Tailored to Your Institution

Highly customizable to align with your unique processes, functional requirements, internal procedures, and risk appetite.

Knowledge Base

Leverages both industry-leading compliance intelligence and your institution's internal procedures for expert-level analysis grounded in your risk framework.

Practitioner-Led Innovation

Built by compliance experts, not just technologists. We combine cutting-edge AI with financial crime compliance expertise for an unmatched proposition.

Proven ROI

Our track record demonstrates significant cost savings for clients while simultaneously enhancing control effectiveness and compliance outcomes.

Production Ready

Actively deployed at financial institutions worldwide, performing extensive QC/QA with proven reliability and consistent results at scale.

Cross-Cultural Competence

Sophisticated understanding of name formats, conventions, and rules across different countries and cultures to significantly reduce false positives in global screening.

Continuous Key Performance Indicator (KPI) Monitoring

Built-in performance tracking monitors output quality against established KPIs — accuracy, documentation standards, and decision consistency — ensuring model performance remains aligned with your institution's requirements over time.

Independent Model Validation

Partnered with an independent third-party model validation firm for rigorous validation, ensuring our AI meets the highest standards for accuracy, fairness, and regulatory compliance.

Workflow

How Ankura AI Analyst Works

Six sequential stages — from data ingestion to delivery — with human oversight embedded throughout.

1

Data Input

Import or API integration from multiple sources.

2

Data Enrichment

Sanctions, negative news, business or identity verification.

3

Review & Processing

Predefined prompts with knowledge base context — applied across all use cases.

4

Output Generation

Gen AI–powered findings, reports, and recommendations.

5

QA / Quality Control (QC)

Human review and multi-Large Language Model (LLM) evaluation.

6

Delivery

REST API, JSON/XML, CSV, PDF, SFTP, and core system integrations.

Data Input & Enrichment

Data is ingested via API or direct import and enriched with sources specific to each use case — sanctions and watchlists, negative news, business verification, and Customer Identification Program (CIP)/identity data.

Review, Processing & Output

Each case — whether a transaction monitoring alert, Know Your Customer (KYC) onboarding review, Enhanced Due Diligence (EDD), or sanctions disposition — is processed using predefined prompts and a comprehensive knowledge base. Gen AI synthesizes the enriched data into structured findings, disposition recommendations, and escalation guidance.

QA/QC & Delivery

Outputs are validated through human review and multi-LLM quality control before delivery via REST API, JSON/XML, CSV, PDF, SFTP, or direct integration with core banking, CRM, and case management systems.

Human oversight is embedded at every stage — compliance, accuracy, and accountability through multi-level approvals and review checkpoints.

Underpinned by Key Fundamentals

Institutional Policy Integration

Aligned with your unique compliance framework

Quality Control (QC)

Continuous output evaluation against standards

Quality Assurance

Proactive prompt and process validation

Audit & Review

Full traceability and examination readiness

Data Security

Enterprise-grade encryption and access controls

Ankura Managed Services:
Platform + Advisory + Human Oversight

Choose the level of support that matches your resources, expertise, and strategic objectives — from platform oversight for self-sufficient teams to complete end-to-end Financial Crime Compliance (FCC) operations management. Human oversight is built in throughout: Human in the Loop (HITL) for high-stakes decisions requiring review before disposition, and Human on the Loop (HOTL) for high-volume processing where compliance teams supervise outcomes and retain override authority.

Managed Services

Flexible Engagement, Your Terms

Choose the level of support that matches your resources, expertise, and strategic objectives — from platform oversight for self-sufficient teams to complete end-to-end AML operations management.

Option 1: Complete Managed Services

Best for: Organizations lacking internal capacity or needing surge support for lookback remediation.

Full-Service Coverage
  • Proactive platform monitoring
  • Quality control review
  • Prompt optimization
  • System tuning and performance reporting
  • Regulatory compliance monitoring
  • Human validation of AI findings (HITL for complex cases; HOTL for high-volume processing)
  • Final disposition decisions by experts
  • Suspicious Activity Report (SAR) preparation and filing
  • End-to-end alert processing
  • Complete investigation ownership
Additional Benefits: Rapid scaling, no hiring burden, complete vendor management elimination, professional liability coverage.

Option 2: Platform + Advisory

Best for: Organizations with internal compliance teams capable of making final disposition decisions.

What's Included
  • Proactive platform monitoring
  • Quality control review
  • Prompt optimization
  • System tuning and performance reporting
  • Regulatory compliance monitoring
The Hybrid Advantage

AI as Infrastructure,
Not a Replacement

Unlike purely automated platforms or traditional managed services, our model treats AI as operational infrastructure that strengthens — not substitutes — human expertise. Our fully customizable AI handles high-volume processing, pattern recognition, and initial analysis with unprecedented speed. Human experts focus on complex adjudications, regulatory strategy, and quality assurance.

Human Judgment, Amplified

Institutional knowledge and best practices embedded in AI systems eliminate variability across AML, fraud, sanctions, and compliance functions.

Scalability with Accountability

Rapid expansion to handle thousands of cases across multiple domains without sacrificing quality or turnaround times.

Continuity Without Fragility

Immune to turnover risks, ensuring uninterrupted operations and preserved knowledge across your compliance program.

Efficiency with Integrity

50–80% reduction in investigation timelines while maintaining or exceeding quality standards.

Service Offerings

Anti-Money Laundering

Transaction monitoring alert investigation, suspicious activity analysis, and SAR/Suspicious Transaction Report (STR) preparation — covering AML typologies including structuring, layering, and complex investigations.

Fraud Detection & Investigation

Alert analysis and investigation across payment fraud, account takeover, identity theft, and emerging typologies.

KYC, Periodic Review & EDD

Full customer due diligence lifecycle — initial KYC at onboarding, risk-based periodic Customer Due Diligence (CDD) reviews, and Enhanced Due Diligence (EDD) for high-risk customers and PEPs.

Sanctions & Politically Exposed Person (PEP) Screening

Customer-level screening against global sanctions lists, PEP registers, and adverse media at onboarding and periodic review — with intelligent name matching and automated Request for Information (RFI) handling to resolve alerts where additional information is required.

Payments Screening

Transaction-level sanctions screening for wire transfers, Automated Clearing House (ACH), Society for Worldwide Interbank Financial Telecommunication (SWIFT), and instant payments — alert triage optimized for speed-to-decision, supporting payment SLAs and regulatory obligations.

Regulatory Lookback & Remediation

Rapidly deployable infrastructure and regulator-tested teams to address historical reviews derived from consent orders and enforcement actions across all financial crime domains.

Quality Assurance

Independent review and validation of compliance processes, alert dispositions, and investigation quality across all functional areas.

Regulatory Reporting

Timely, accurate preparation of SARs/STRs, CTRs, and jurisdiction-specific filings with complete audit trails and regulatory defensibility.

Built on Enterprise Infrastructure

Integrated, Compliance-Focused Modules

Transaction monitoring alert investigation (AML and fraud), payments sanctions screening, customer sanctions and PEP screening, KYC and periodic CDD/EDD, regulatory reporting, and quality assurance — all within one platform.

Enterprise-Grade Security

Secure virtual private cloud architecture with encryption, access controls, firewall protections, SSL encryption, multi-factor authentication, and continuous monitoring. Client data remains secure and segregated.

Full Auditability & Transparency

Comprehensive logging of AI outputs, analyst actions, reviewer decisions, and final adjudications — supporting regulatory exams and internal governance with a complete, defensible trail.

Controlled, Adaptive Intelligence

AI models constrained by defined guardrails, validation rules, and human approval checkpoints. Output quality is continuously monitored against established KPIs — including accuracy, documentation completeness, and decision consistency — with human oversight built in at every level. Continuous adaptation to emerging threats, fraud typologies, and regulatory changes ensures first-in-class risk management.

Ankura AI Analyst: Use Cases

Ankura AI Analyst covers five distinct financial crime compliance (FCC) use cases — from transaction monitoring and payments screening to customer due diligence and quality control. Each applies the right model for the task, with human oversight calibrated to the risk level of each decision.

Transaction Monitoring — AML & Fraud

When your transaction monitoring system fires an alert, it lands in an analyst's queue — and the work begins. Reviewing the alert, pulling transaction history, searching for negative news, retrieving customer reports, checking prior case files, and writing a defensible narrative can take an experienced analyst an hour or more per case. Ankura AI Analyst performs that work across L1 triage, L2 investigation, and L3 reporting, with human oversight calibrated to the complexity of each case.

Alert ingested from your Transaction Monitoring System (TMS) Ankura AI Analyst ingests the alert directly from your existing TMS — no change to your infrastructure or alert generation process.
L1
Triage & Initial Assessment Ankura AI Analyst evaluates the alert against your institution's procedures and risk thresholds — transaction patterns, account behavior, and typology indicators — and determines whether to close, escalate to L2, or proceed as a combined L1/L2 investigation depending on alert type and complexity.
L2
Deep Investigation & Enrichment Where deeper analysis is warranted, Ankura AI Analyst analyzes extended transactional history, extracts and analyzes information from check images for use in the investigation, evaluates wire details and correspondent banking relationships, and runs automated adverse media and negative news searches via API — assembling a complete investigation summary without analysts navigating multiple systems. Cases requiring judgment are reviewed before disposition (HITL); higher-volume cases proceed with oversight of outcomes (HOTL).
L3
SAR / STR Preparation For cases meeting the filing threshold, Ankura AI Analyst pre-populates the SAR or STR — narrative, subject information, transaction details, and supporting findings — drawn from L1 and L2. A compliance professional reviews, edits, and approves before submission. Filing authority always remains with the analyst (HITL).
Full Audit Trail Every data source accessed, finding generated, decision made, and analyst action taken is documented in a structured, auditable record aligned to your institution's procedures and regulatory expectations.
Key Benefits

Hours Reduced to Minutes

The data gathering, source searching, and narrative drafting that consumes most of an analyst's time is automated — freeing investigators for judgment, not administration

Deeper Investigations

API-connected data sources — adverse media, transaction records, check images, public records — are searched and synthesized automatically, not selectively when time allows

Oversight Matched to Risk

HOTL for routine high-volume alerts; HITL for complex investigations and all SAR/STR filings — human authority is never removed, just applied where it matters most

Consistent Quality

The same investigative depth, documentation standards, and institutional procedures applied to every alert — not dependent on analyst experience or workload

Sanctions Screening

When your screening system generates an alert on a customer, beneficial owner, or related party — matching their name against a sanctions list, PEP register, or adverse media feed — a human analyst must evaluate whether the match is genuine or a false positive, and document a defensible rationale. That is the work Ankura AI Analyst automates at both L1 and L2, working directly from alerts your existing screening platform already generates.

Alert received from your screening system Your TMS or customer screening platform generates the alert. Ankura AI Analyst ingests it — no change to your existing infrastructure.
L1
Customer data evaluation Ankura AI Analyst cross-references available Customer Identification Program (CIP)/KYC data against the list entry — name similarity, date of birth, gender, nationality, address, and known aliases — and closes as a false positive where the data is sufficient to discount the match.
L2
Extended investigation & RFI Where CIP data alone cannot resolve the alert, Ankura AI Analyst escalates with a structured gap analysis — identifying what is known, what is missing, and what is needed to disposition. Where additional information is required from the customer or a third party, Ankura AI Analyst automates the RFI process: drafting and issuing the request, tracking responses, and extracting relevant information from received documentation to re-evaluate and disposition the alert.
Full Audit Trail Every decision — clear or escalate — is documented with all data points reviewed, comparison findings, and the reasoning applied, creating a complete, examiner-ready record.
Key Benefits

L1 & L2 Automated

Ankura AI Analyst handles the full analyst workflow — from initial name comparison to escalation summaries — at both tiers, dramatically reducing manual effort per alert

Cross-Cultural Name Matching

Sophisticated handling of name transliterations, aliases, gender, and cultural naming conventions — a primary driver of false positive reduction in customer screening

Consistent Rationale

Same evaluation logic applied uniformly — eliminates analyst-to-analyst variability and builds a defensible, auditable record for every disposition

Regulatory Defensibility

Every decision documented with all data points reviewed, comparison findings, and full decision rationale — ready for OFAC or regulatory examiner review

Payments Sanctions Screening

When a payments screening alert fires — whether generated by your existing system or by Ankura AI Analyst screening directly — an analyst must evaluate the alert, work through all available payment fields, and make a disposition before the payment can be released or blocked. That is the analyst work Ankura AI Analyst replaces, processing alerts at L1 and escalating with a complete evidence summary at L2, at the speed payment workflows demand.

Alert received or generated Ankura AI Analyst ingests alerts from your existing payment screening platform, or performs payment screening directly — connecting to sanctions list providers via API to generate alerts end-to-end.
L1
Payment message parsing & evaluation Ankura AI Analyst extracts and evaluates all screened fields — creditor/debtor names, addresses, Bank Identifier Code (BIC) codes, currency, jurisdiction, and remittance information — comparing each against the list entry and applying your institution's discounting rules. Where the payment data is sufficient to discount, Ankura AI Analyst closes the alert as false positive with full field-by-field rationale.
L2
Extended investigation Where the payment message alone cannot resolve the alert — missing DOB field, ambiguous address, high-risk BIC — Ankura AI Analyst escalates with a complete evidence summary and identifies what additional steps are needed (e.g. contact counterpart bank, external search). Human analysts review L2 cases with all context pre-assembled.
Full Audit Trail Every decision — release or block/escalate — is documented with every field reviewed, every data point compared, and the full reasoning chain. Ready for OFAC or examiner review on day one.
Key Benefits

L1 & L2 Automated

Ankura AI Analyst replaces the manual analyst workflow at both tiers — parsing payment fields, evaluating matches, building escalation summaries — dramatically cutting per-alert resolution time

Oversight Matched to Complexity

HITL and HOTL apply across all levels — the degree of human involvement at each stage is calibrated to the risk and complexity of the decision, not fixed by tier

Consistent Dispositions

Same discounting logic applied uniformly to every alert — eliminating analyst-to-analyst variability and inconsistent audit trails

Regulatory Defensibility

Every disposition documented with every payment field reviewed, every data point compared, and full decision rationale — ready for OFAC or examiner review

KYC, Periodic Review & Enhanced Due Diligence

Ankura AI Analyst supports the full customer due diligence lifecycle. Initial KYC covers onboarding-stage identity verification and risk classification. Periodic review automates the refresh of existing customer profiles on a risk-based schedule. Enhanced Due Diligence (EDD) — triggered for higher-risk customers and PEPs — is a deeper sub-process of periodic review, requiring more extensive data gathering, corroboration, and narrative documentation. Ankura AI Analyst handles all three, calibrating depth of analysis to the customer's risk tier.

Initial KYC & Onboarding

Automated data aggregation, identity corroboration, and risk classification for new customers at point of onboarding

Periodic CDD Reviews

Risk-based refresh of customer profiles — automated prioritization, data pull, and narrative generation for analyst review

Enhanced Due Diligence (EDD)

Deep-dive investigations for high-risk customers, PEPs, and complex structures — adverse media, beneficial ownership, source of wealth, and corroborating documentation

Risk Scoring & Escalation

Dynamic customer risk scores updated at each review cycle; automatic escalation to EDD when risk thresholds are breached

Key Benefits

Faster Onboarding & Reviews

Automated data gathering cuts review cycle times — analysts focus on judgment, not data collection

Better Risk Stratification

More accurate customer risk profiles — EDD resources directed where they're genuinely needed

Consistent Documentation

Every review generates structured, auditable narratives aligned to your institutional checklist and regulatory expectations

Quality Control

Ankura AI Analyst's QC capability reviews 100% of investigations — not just samples — comparing each disposition against your institution's procedures, regulatory requirements, and documentation standards. It identifies gaps, flags false negatives, and generates remediation guidance before issues reach a regulator or auditor. Unlike traditional sample-based QC, AI-powered 100% coverage means no blind spots.

100% Investigation Coverage

Every alert disposition reviewed — moving from statistical sampling to complete population review

False Negative Detection

Identifies cases that were improperly closed or missing critical checks before they become regulatory findings

Remediation Guidance

Actionable, prioritized recommendations for each identified gap — not just a flag, but a path to fix it

Audit-Ready Documentation

Comprehensive QC trails for every investigation — structured, exportable, and defensible in regulatory examination

Key Benefits

No More Blind Spots

Full coverage eliminates the risk of systemic issues hidden in the uninspected majority of cases

Early Remediation

Catch and fix gaps internally — before examiners find them

Risk-Based Prioritization

AI ranks QC findings by risk severity — senior reviewers focus on what matters most

Infrastructure & Hosting

Deployment Options

Ankura AI Analyst is built on AWS Bedrock. Data residency, security control, and operational overhead are the primary drivers for how financial institutions choose to deploy. We offer three models — from fully managed SaaS to complete client sovereignty — designed to align with your institutional risk appetite and internal IT requirements.

Fastest to Deploy

Cloud Native SaaS

A managed path to AI-driven compliance

The application and AWS Bedrock orchestrator are hosted in our highly secure, single-tenant AWS environment. We manage all infrastructure, model updates, and Retrieval-Augmented Generation (RAG) pipelines. Your team connects data via secure API — minimal IT involvement required, primarily focused on data connectivity and integration.

Best For Small to mid-sized institutions seeking low overhead and rapid deployment
Data Residency Our secure, single-tenant AWS region
Maintenance Ankura-managed infrastructure — minimal IT involvement, focused on data connectivity
Most Common

AWS Private Virtual Private Cloud (VPC)

Enterprise-grade isolation within a managed framework

Deployed within a dedicated, isolated Virtual Private Cloud with a dedicated VPN connection to your hosting environment. Your data and AI inference calls remain strictly within a private network boundary using AWS PrivateLink — traffic never touches the public internet.

Best For Mid-to-large institutions requiring dedicated resources and private networking
Data Residency Isolated VPC — your data stays off the public internet
Maintenance Shared responsibility — we manage the application layer, you retain deeper network visibility
Maximum Control

Client-Owned AWS Account

Ultimate sovereignty and control

The entire solution — including AWS Bedrock integration, AI embeddings, and vector databases — is deployed directly into your AWS organization. Your data never leaves your perimeter. You maintain the keys to every resource and leverage your existing AWS enterprise agreements and security guardrails.

Best For Global banks and highly regulated entities with strict data sovereignty policies
Data Residency Your AWS account — data never leaves your perimeter
Maintenance Client-managed infrastructure — we provide CloudFormation/Terraform templates and application-level support
Cloud Native SaaS AWS Private VPC Client-Owned AWS
Data Residency Our Secure Region Isolated VPC Your AWS Account
Infrastructure Control Standard High Total
Security Posture Single-tenant Single-tenant + private network Infrastructure sovereign
IT Overhead None Low Client-managed

All deployment models use AWS Bedrock and maintain the same Ankura AI Analyst feature set, security standards, and compliance controls.

Built to Connect

Ankura AI Analyst is data-source agnostic. It connects to the data providers your institution already uses — or we can help you select and onboard new ones. Our open API architecture means no forced vendor lock-in and no rip-and-replace.

We Help You Choose

Not sure which data providers are right for your risk program? Ankura's compliance experts will assess your needs and recommend the right combination of sanctions, adverse media, public records, and screening vendors — then manage the integration for you.

Bring Your Own Vendors

Ankura AI Analyst integrates directly via API, so you continue using your existing agreements and data relationships without disruption.

Resell or Partner Model

For data providers where it makes commercial sense, Ankura can act as a reseller or integration partner — bundling data access directly into your Ankura AI Analyst engagement for a streamlined experience.

Ankura AI Analyst's open API architecture is designed to connect to any data provider that offers a standard API — including sanctions lists, PEP databases, adverse media feeds, public records, corporate registries, and investigative platforms. Schedule a demo to walk through your current data environment and what we can connect.

Implementation Roadmap

Phase 1: Proof of Concept

30-60 days
  • Functional demonstration using real data
  • Limited volume validation
  • Core capabilities testing
  • End-to-end workflow verification

Phase 2: Pilot & Scale

60-90 days
  • Expanded scope
  • Production-scale testing
  • KPI establishment
  • Stakeholder training

Phase 3: Production Rollout

Ongoing
  • Phased rollout
  • Automated KPI tracking
  • Continuous optimization
  • Framework integration

Ankura AI Analyst: Security

Enterprise-grade security architecture designed to protect sensitive financial data.

Data Security

  • Encryption at rest for S3 and RDS using AES-256
  • Hosted in a secure virtual private cloud with firewall protection
  • Communications encrypted with SSL; access limited to authorized users

Environment Access

  • Access via VPN with user credentials and multifactor authentication
  • Only a select group of administrators have access

Web Application Security

  • Access through secure TLS 1.2 connection encrypted communication
  • Minimum requirement: User/password credentials
  • Managed by Devise library, using Bcrypt for password storage
  • Role-based access within the application; changes tracked
  • Limited administrative access to ensure security

Server Security

  • Limited administrative access following the Principle of Least Privilege
  • Server access requires VPN, certificate, and multi-factor authentication
  • Continuous monitoring and intrusion detection by Ankura Security Center
  • Separate environments for production and testing with distinct credentials
Request a Demo

Let’s Connect

We solve problems by operating as one firm to deliver for our clients. Where others advise, we solve. Where others consult, we partner.

I’m interested in
I need help with