Bennet Habliston

Bennet’s professional experience includes:

• Bank Real Estate Current State Assessment: Performed an end-to-end current state assessment of a multi-national bank’s global real estate organization to identify areas of improvement within their property acquisition, data management, and property management processes. Recommended various organizational realignments and software enhancements, resulting in operational efficiencies and reduced risk for the bank.
• Regulatory Response and Remediation Program: Stood up and managed a firmwide program for a global bank as part of a regulatory response to the SEC, CFTC, and OCC. Successfully implemented procedural and operational changes within the bank to ensure compliance with regulations related to communication on approved electronic channels.
• Legal and Regulatory Inventory Development: Oversaw the development of an inventory of laws, rules, and regulations applicable to a global bank’s business and geographic footprint. Successfully built inventories for 38 jurisdictions in which the bank operates and mapped each obligation to applicable sub-lines of business and risk stripes.
• Business Resiliency Program Development: Analyzed a multi-national bank’s global security and crisis management organization to develop business resiliency plans and reporting capabilities to ensure continuity of key essential services following any potential disruption. Enhanced the bank’s crisis management response standard to better organize and prepare for large-scale impacts to the firm.
• Paycheck Protection Program Management: Co-managed a team of 20 to develop and implement an end-to-end Paycheck Protection Program application review process for a mid-sized bank. Successfully processed over $1 billion in SBA 7(a) loan applications.
• HELOC Remediation: Leveraged Microsoft VBA skills to model and calculate exact dollar harmed created by a mid-sized bank incorrectly amortizing borrowers’ second lien mortgages. Identified and restituted over $20 million in harm back to borrowers.
• Mortgage Origination Regulatory Compliance Review: Assessed a Top 20 bank’s compliance with relevant TILA-RESPA Integrated Disclosure within their mortgage origination process. Identified and restituted over $1 million in potential violations.