Perry Clark

Perry’s professional experience includes:

Compliance Risk Framework Enhancement: Led the development and execution of a firmwide program to significantly enhance a large bank’s non-consumer compliance risk assessment framework.

Operational Risk Management Program Redesign: Assessed a large financial institution’s operational risk management program, delivering a comprehensive go-forward design and enablement roadmap, including process enhancements, skillset requirements, and infrastructure needs.

FINRA Regulatory Compliance Analysis: Conducted a comprehensive current state analysis of a large broker/dealer’s policies and procedures regarding FINRA 4210 and 4240 regulations. Responsibilities include defining the “to-be” state, identifying organizational models, and assessing margin and haircut impacts for reverse repos, TBAs, and single-name CDS transactions.

M&A Acquisition Integration: Provided critical pre- and post-acquisition support to C-suite leadership during an asset management firm’s $750 million acquisition of a mortgage servicer.

Federal Regulatory Compliance Testing & Process Improvement: Developed and implemented federal regulatory compliance tests for a mortgage lending and servicing institution, identifying internal inefficiencies and financial risks. Implemented process improvements to prevent regulatory intervention and managed the daily production of 35 offshore auditors.

Bankruptcy Operations Redesign: Performed an end-to-end review of a large bank’s bankruptcy operations, identifying deficiencies and recommending business process redesigns. Improvements included workflow modification, enhanced management dashboards, quick-strike technology solutions, and optimized inter-departmental communication.

Bankruptcy Remediation Validation (Second Line of Defense): Served as a second line of defense across 14 bankruptcy remediation workstreams, ensuring timeliness and accuracy of payment change notifications, escrow analyses, and account statements. Specifically led validation of bankruptcy court filings and payment change notifications, involving requirement analysis and calibration.

Mortgage Payment Application Validation: Validated remediation amounts for missed mortgage payment change notifications for Chapter 13 bankruptcy loans, confirming proper application in the system of record.

SOX Controls Testing: Led Sarbanes-Oxley (SOX) testing workstreams for the manual controls team at a large financial institution.

Anti-Money Laundering and Fraud Analysis: Performed comprehensive fraud and anti-money laundering analysis of a large international bank’s wire transfers. This involved reviewing suspicious activity alerts and extensively investigating fund transfers and all related accounts for individuals and associated parties.

Corporate Business Resiliency Program: Supported the planning, implementation, and execution of a large bank’s Corporate Business Resiliency Program.

Independent Foreclosure Review: Conducted an independent foreclosure review for a large bank due to regulatory concerns, analyzing non-judicial foreclosure proceedings against state legislature to determine borrower harm.